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Team


 
 
Wealth Management

The Team



Jonathan Yung, CIM, FCSI, CFP
Jonathan Yung
Jonathan Yung
Jonathan joined the accounting profession immediately after graduation from the University of Manchester in Britain, where he studied Economics. This professional knowledge has laid a solid foundation for his later career in securities analysis. Jonathan has been part of the team since 1993. Jonathan believes that to be a successful investor in the fast-changing markets, one must never be a blind follower of conventional rules. With the support provided by the RBC Dominion Securities research department, Jonathan conducts in-depth studies on the background and track record of companies down to every detail. It is through such careful comprehensive analyses that he identifies quality investment targets.

Elaine Law, M.A., CIM, FCSI, CFA
Elaine Law
Elaine Law
Elaine joined the team in 1993. Elaine regards comprehensive planning as the prerequisite for a good investment strategy. She takes the time to understand her clients’ needs and goals, and determines the degree of risk they are ready to undertake. Elaine has proven her ability to help clients realize their financial goals. She believes portfolio management is not a competitive sport for the highest score on a certain day. It requires a disciplined approach and cautious relevance to one's risk tolerance. It is with commitment that one will achieve financial goals and enhance long-term wealth accumulation.

Nancy Lam, FMA, FCSI, CFP
Nancy Lam
Nancy Lam
Nancy’s excellence in client service has earned her many referrals from her clients who are of many different backgrounds. She believes that investment decisions must follow straight fundamental practices. Simultaneously one must respond to changes in the financial markets and investor’s risk tolerance. Her first question to investors is “how much risk are you prepared to take?” She found a lot of investors often ignore this crucial element when they make investment decisions. She invites investors to contact her for a “risk check” on their investment portfolios.

Marcia Zhou, B.A., CIM, FCSI, CFP 
Marcia Zhou
Marcia Zhou
Marcia has gained practical work experience, overcome adverse challenges in the business world, and developed crucial communication and client management skills while working in China and Hong Kong for eight years. She continued her ambitious career by working for an accounting firm in Canada and also by studying finance. Marcia has worked in many diverse industries and cultures throughout her career, and this experience has allowed her to effectively communicate and understand her client’s specific needs. Her background has enabled her to specialize in tax planning, portfolio advising, and estate planning. Marcia knows that in order to succeed as an advisor, she must build a trusting relationship between the client and herself. In the past, Marcia has earned this trust by not only meeting her client’s financial goals, but also by fulfilling their values in life.

Professional Wealth Management Team

 
Steven Mogdan, CA, CFP
Financial Planning Specialist
Steven completed his Bachelor of Business Administration at York University in 1989 and subsequently completed the CICA In-Depth Tax course. He has also achieved the advanced designations of Chartered Accountant (CA) and Certified Financial Planner (CFP).
During his time as a tax and financial practitioner with several professional service firms, Steven specialized in Canadian, U.S. and cross-border personal income taxation, and provided planning and preparation services to clients. He also has professional experience with the RBC Tax Advisory Group and RBC Dexia, where he provided tax advice to various business units within RBC.
As an experienced practitioner in financial matters, Steven has written or contributed to many research articles, industry publications, training materials and client presentations.
Steven’s role as a Financial Planning Specialist is to work with, and support, your advisor in preparing and presenting comprehensive financial planning solutions.
 
Ariel-Charles Guigui, LL.B., TEP
Will & Estate Consultant
 
Ariel graduated from the University of Ottawa with a degree in Business Administration in 1992, and from the Faculty of Law in 1994 where he served on the editorial board of the Law Review. He was called to the Ontario Bar in 1996. Prior to joining RBC, Ariel spent 5 years teaching Real Estate Law and Estate Law at La Cité Collégiale in Ottawa. For the previous 12 years, Ariel held several positions at a major trust company, culminating in the role of Trust Manager.

Ariel is a member in good standing of the Law Society of Upper Canada, and the Society of Trust and Estate Practitioners (Canadian chapter). His significant practical experience in estate planning and administration allows him to offer valuable guidance during the creation of your estate plan.

Andrew Scace
Estate Planning Specialist
 
Andrew Scace is a valuable member of your advisor’s team, helping you create and preserve your wealth.

Andrew began his career in the insurance industry in 2001 working for an independent insurance advisor, focusing on tax and estate planning, and building an insurance portfolio. In 2007, he joined RBC.

At Dalhousie University, he received his B.A. Currently, he is pursuing several professional financial services designations.
 
Anna Kubicek, CFP
Estate Planning Specialist
Anna is a valuable member of your advisor’s team, helping you create and preserve your wealth.

Anna began her career in the insurance industry in 1996 working for one of the largest financial planning companies in Canada. In 2011, she joined RBC.

Anna attended Ryerson University and earned her degree in Hospitality & Tourism. She acquired her Certified Financial Planner (CFP) designation in 1998 and is currently pursuing her Chartered Life Underwriter (CLU) designation. Additionally, she is a member of Advocis, Canada’s largest membership of professional financial advisors.
 

Other Associates & Assistants in the Team

Daisy Yung, CIM, FCSI - Richmond Hill - Associate Advisor
Jenny Lau - North York - Administrative Assistant
Sandra Ng - Insurance Representative
 

Professional Referrals

The best results are achieved working in partnership with a team of professionals with expertise in other areas related to the management of your wealth. This includes legal, accounting, private banking, personal banking and commercial business banking professionals.
If you have an existing relationship with professionals in these areas, we will be happy to work with them to ensure we’re all on the same page. If you require a referral, we are happy to offer you access to our extensive professional network.
 
The expertise of Canada's leading wealth management provider

Through Irene So & Associates, you have access to the resources and expertise of RBC Dominion Securities – Canada’s leader in wealth management. This includes an unparalleled selection of investments, plus top ranked research and strategy to help you make informed choices.
 
Because investing is just one aspect of managing your wealth, we also provide a range of services that address your various tax, estate and financial planning needs. In addition, several banking and insurance services are available through our partners in RBC.