Will and Estate Consultant, LL.B and TEP
Joseph graduated from Carleton University in 1988 and from the University of Western Ontario Law School in 1991. He was called to the Ontario Bar in 1993.
He is an Associate Member of The Society of Trust and Estate Practitioners and a Member of the Carleton County Law Association.
Prior to joining RBC, he practised estate planning in private practice and served as Will & Estate Consultant with Royal Trust Corporation.
He was an instructor for the Ontario Bar Admission Course in Estate Planning and Administration and has been an instructor at the University of Ottawa Law School since 2003 teaching the Will & Estate course.
Joseph works closely with us to provide solutions surrounding minimization of tax and transferring wealth to the next generation. He provides a detailed report outlining various estate planning issues for our clients to explore in detail with their own lawyer or accountant.
Estate Planning Specialist, Vice President, B. Comm., CLU
Mike Keyes is a valuable member of the Michael Moffat team, helping clients create and preserve wealth.
Mike employs a comprehensive process to assess client needs and then recommends creative, tax-exempt insurance products to achieve wealth management objectives. For more complex situations, Mike will partner with other professional advisors to develop appropriate solutions.
Mike can focus on both personal and corporate insurance solutions to help increase net worth and reduce impact of taxation. He can also ensure wealth is efficiently transferred to heirs in accordance with your wishes. To help in this endeavour, Mike has access to insurance solutions from the top-ranked insurance providers in Canada.
Mike began his career in the insurance industry in 1990 and is considered an expert in his field. He holds the Chartered Life Underwriter designation.
Financial Planning Specialist
Steve received his Bachelor of Applied Science (Electrical Engineering) from the University of Toronto in 1977 and his Master of Business Administration from the Schulich School of Business, York University in 1983.
Steve holds the Certified Financial Planner (CFP) designation and was named to the 2005 President’s List of the Financial Planners Standards Council.
Steve has been in the investment industry since 2002 and with RBC Dominion Securities since 2006. Steve pursued a distinguished 25-year career in the technology industry before joining the investment industry in 2002.
Prior to joining RBC in 2006, Steve was an Investment Advisor with a large multi-national investment company advising his clients on both investment and life insurance solutions. In addition, Steve is a member of the Professional Engineers of Ontario.
Steve believes that planning is critical to helping people meet their financial objectives. As a Financial Planning Specialist at RBC Dominion Securities, Steve’s role is to work with and support Dave in preparing and presenting comprehensive Compass Financial Plans for his clients with more intricate situations.
Financial Planning Consultant
Kari joined RBC Dominion Securities in January 2007. She holds the Certified Financial Planner and the Financial Management designations, and is a graduate of the University of Waterloo.
Kari has been in the financial sector since 2000 and has a strong background in accounting and finance.
Kari believes that a financial plan is extremely valuable in helping you achieve your goals for overall long-term financial well-being. It can provide you with a clear picture of where you are now and create a strategy for what you need to do, to have peace of mind for the future.